How good is your pillar 3a?

The check compares your product with all 3a funds in the Evaluno comparison or only with similar products, meaning funds at the same risk level (measured by equity share). If your fund is labelled sustainable, only funds that are also labelled sustainable count in this narrower group. The result shows how many products are cheaper or performed better, and where your product sits on the scale between the cheapest and the most expensive, or between the best and the worst. The check compares 3a accounts only with other 3a accounts, by interest rate.

It is based on the equity share (= the share of the money invested in equities): very low up to 20 %, low 21 to 40 %, medium 41 to 60 %, high 61 to 80 %, very high from 81 %. 3a accounts carry no price risk. The level does not take other risks into account, such as foreign currencies.

The annual fees as a percentage of your assets: product costs (TER, = the fund’s annual running costs), custody fees and other fees. One-off costs such as issue or redemption fees are not included. You can find them in the product details on the comparison page.

From the providers’ websites, product documents and information supplied directly by the providers. Each product shows the date of its data. Performance refers to the past and says nothing about the future.

Evaluno lists over 400 pillar 3a products, but not every one. Use the contact form to tell Evaluno which product you have. Evaluno will check whether it fits into the comparison.

Yes. The order depends only on performance, total costs or interest rate. Promo codes and partnerships have no influence on which products appear or where they rank.