Swissquote at a glance
| Regulation | FINMA (banking licence) |
| Custody fee | CHF 80–200 a year plus VAT |
| Trading fee shares CH/US | CHF 3 to CHF 190 depending on order size, plus 0.85 per transaction in the trading currency |
| ETF Leaders | max. CHF 9 per order (CHF 3 up to CHF 500, CHF 5 up to CHF 1'000) |
| ETF savings plan | from CHF 3, daily to monthly, fractional purchases possible |
| Currency exchange | 0.95 % between major currencies |
| Tax statement | CHF 85 |
| Share register | entry free |
| Deposit insurance | Cash up to CHF 100'000 (esisuisse); securities = segregated assets |
| Checked on | 14.10.2026 |
Source: swissquote.com (pricing pages for shares, ETFs, account fees). Retrieved on 14.10.2026.
Swissquote Bank: who is behind the broker?
Behind Swissquote is Swissquote Bank Ltd, based in Gland. It holds a Swiss banking licence and is supervised by FINMA. The parent company, Swissquote Group Holding Ltd, has been listed on SIX since 2000. Swissquote was founded by Marc Bürki and Paolo Buzzi. Bürki still runs the company as CEO, and since May 2026 the board of directors has been chaired by Hans-Rudolf Köng (former CEO of PostFinance).
Swissquote is primarily an online broker for trading shares, ETFs and cryptocurrencies. As a fully fledged digital bank, Swissquote also offers a multi-currency account, a pillar 3a and mortgages.
Swissquote fees: how much does the account cost?
At Swissquote, trading fees depend on order size: a share on SIX or in the US costs from CHF 3, ETFs from the ETF Leaders programme at most CHF 9. On top come a custody fee of CHF 80 to 200 a year plus VAT, 0.95 % for currency exchange, a transaction fee of 0.85 in the trading currency (e.g. USD 0.85 for US shares) and the stamp duty.
Trading fees for shares and ETFs
| Order size | Switzerland, US, UK | Germany | Euronext, Canada |
|---|---|---|---|
| up to 500 | CHF 3 | CHF 5 | CHF 10 |
| 500–1'000 | CHF 5 | CHF 5 | CHF 10 |
| 1'000–2'000 | CHF 10 | CHF 10 | CHF 10 |
| 2'000–10'000 | CHF 29 | CHF 29 | CHF 29 |
| 10'000–15'000 | CHF 49 | CHF 49 | CHF 49 |
| 15'000–25'000 | CHF 79 | CHF 79 | CHF 79 |
| 25'000–50'000 | CHF 129 | CHF 129 | CHF 129 |
| over 50'000 | CHF 190 | CHF 190 | CHF 190 |
Source: swissquote.com, Stock trading fees, retrieved on 14.10.2026. Plus 0.85 per transaction in the trading currency, stamp duty and exchange fees. Valid since 01.06.2026.
In our test purchase of 3 Alphabet shares on the Nasdaq (around USD 1'070), Swissquote showed fees of CHF 12.04 before the purchase. They consist of CHF 10 trading fee (tier 1'000 to 2'000), around CHF 0.71 transaction fee (USD 0.85) and around CHF 1.33 stamp duty (0.15 %). That is around 1.3 % of the order volume.
Money-saving tip: if you buy US shares regularly, you can hold USD in the foreign currency account and save the 0.95 % currency exchange on each purchase.
Swissquote ETF Leaders: ETFs for at most CHF 9
ETFs from the ETF Leaders programme have lower fees: CHF 3 up to CHF 500, CHF 5 up to CHF 1'000 and a flat CHF 9 above that. An ETF purchase of CHF 5'000 therefore costs CHF 9 instead of CHF 29. The programme includes 19 providers with over 2'000 ETFs and ETPs in total that are traded on SIX. The best known are:
iShares (406 ETFs)
e.g. iShares Core MSCI World
UBS (424 ETFs)
e.g. UBS Core SPI
Vanguard (69 ETFs)
e.g. Vanguard FTSE All-World
Xtrackers (DWS) (149 ETFs)
e.g. Xtrackers MSCI World
Amundi (202 ETFs)
e.g. Amundi Core MSCI World
Invesco (169 ETFs)
e.g. Invesco EQQQ Nasdaq-100
State Street (SPDR) (95 ETFs)
e.g. SPDR S&P 500
Swisscanto (ZKB) (18 ETFs)
e.g. Swisscanto Gold ETF
Fidelity (44 ETFs)
e.g. Fidelity Global Quality Income
Global X (46 ETFs)
e.g. Global X Uranium
Source: Swissquote, ETF/ETP Leaders, retrieved on 14.10.2026. Applies to trading on SIX.
Other ETF Leaders providers are J.P. Morgan, WisdomTree, L&G, Franklin Templeton, VanEck, PIMCO and Allianz Global Investors. On top come crypto ETPs from 21Shares and CoinShares. These also cost at most CHF 9 per order. You can find the full list of ETF Leaders at Swissquote. The normal fee schedule applies to all other ETFs.
Custody fee: CHF 80 to 200 a year
| Portfolio value (excluding cash) | per quarter | per year incl. 8.1 % VAT |
|---|---|---|
| up to CHF 50'000 | CHF 20 | CHF 86.50 |
| CHF 50'000–100'000 | CHF 25 | CHF 108.10 |
| CHF 100'000–150'000 | CHF 37.50 | CHF 162.15 |
| over CHF 150'000 | CHF 50 (maximum) | CHF 216.20 |
The custody fee is charged quarterly. What counts is the portfolio value excluding cash; crypto is included. Above CHF 1 million, 0.0075 % per quarter is added. For a portfolio of CHF 10'000, the minimum fee is around 0.9 % a year; for CHF 200'000, only around 0.1 %.
Swissquote savings plan: ETFs from CHF 3 with fractional units
With the savings plan, Swissquote automatically invests in shares, ETFs, crypto or thematic certificates, daily, weekly, twice a month or monthly, as you choose. There is no minimum amount, and thanks to fractional units even a small amount can be fully invested. Fees start at CHF 3 per execution.
What you need to know about the Swissquote savings plan
- From CHF 3 per execution for ETF Leaders and US, Swiss and UK shares
- No minimum amount, fractional units up to four decimal places (activate once beforehand under «Fractional Trading»)
- Intervals: daily, weekly, twice a month or monthly
- Fractional units are executed as market orders in fixed time windows
- Around 100 ETFs, around 300 shares as well as thematic certificates and cryptocurrencies are eligible for savings plans
Example: CHF 200 a month into an MSCI World ETF
If you invest CHF 200 a month in an MSCI World ETF from the ETF Leaders programme, you pay CHF 3 trading fee, CHF 0.85 transaction fee and around CHF 0.30 stamp duty (0.15 %) per execution. That is around CHF 4.15 or 2.1 % of the amount saved, or around CHF 50 a year. Less frequent, larger purchases are cheaper: with CHF 600 per quarter, one execution costs around CHF 6.75 in total (1.1 %), or around CHF 27 a year. From CHF 1'000 per purchase, the trading fee is at most CHF 9. Our ETF savings plan comparison shows which provider is cheapest for your savings plan.
Swissquote Invest Easy: a ready-made strategy instead of your own savings plan
If you don’t want to pick your ETFs yourself, you can also use Invest Easy at Swissquote. You choose one of four strategies, from «Prudent» to «Fearless», and Swissquote invests your money automatically. You can start from CHF 500, with further deposits from CHF 100, including regular ones. The costs are 0.60 % a year plus product costs of 0.09 to 0.19 %. With «Crypto Boost» you can also add a crypto share.
What can you trade at Swissquote?
Swissquote offers shares and ETFs on over 50 stock markets, plus bonds, funds, structured products, options and futures as well as 55 cryptocurrencies. Forex and CFDs run through a separate account.
| Asset class | Range | Fee |
|---|---|---|
| Shares | over 50 stock markets, incl. SIX, NYSE, Nasdaq, Xetra | from CHF 3 |
| ETFs / ETNs | over 9'000, including ETF Leaders | from CHF 3, max. CHF 9 (ETF Leaders) |
| Bonds | Swiss and international | from CHF 9 |
| Funds | Prime Partner and others | CHF 9 (Prime Partner) or 0.50 %, min. 50 |
| Options & futures | Eurex and US | CHF/EUR 1.50 (Eurex), USD 1.50–1.99 (US) per contract |
| Crypto | 55 coins, own exchange SQX | 1 % (standard) |
| Forex & CFDs | separate account, from USD 1'000 | Spread / commission |
Swissquote crypto: 55 cryptocurrencies in your bank account
Swissquote offers 55 cryptocurrencies directly in your bank account. For private investors, a purchase or sale costs 1 %; the fee only falls in stages from a trading volume of USD 6'000 within 30 days. Ethereum, Polkadot, Solana and Cardano can be staked (Swissquote keeps 20 % of the rewards). Crypto counts towards the custody fee and can only be traded against USD or EUR.
Swissquote Lombard loan
If you want to borrow against your securities, Swissquote offers a Lombard loan in CHF at 3.0 % (as of October 2026). For new CHF Lombard loans applied for between 1 October and 31 December 2026, an interest rate of 0 % applies until 31 March 2027. The offer is for private individuals without an existing Lombard agreement; corporate clients and US persons, among others, are excluded.
Forex and CFDs
Forex and CFDs run through a separate account with the CFXD, MetaTrader 4 and 5 platforms. These are leveraged products for experienced traders: according to Swissquote, 68.22 % of private investors lose money with them (as of October 2026).
Swissquote app tested: platform, charts and usability
Swissquote has one platform for web and app with TradingView charts. In our test we found our way around quickly: the overview shows assets, positions and cash in several currencies, and you can find securities by name, ISIN or ticker. An order takes just a few steps, and the savings plan can also be set up directly in the app. What we miss: fractional units have to be activated separately first, and US shares bought from a CHF account incur the 0.95 % currency exchange.
Is Swissquote safe?
Yes. Swissquote Bank Ltd is a Swiss bank licensed by FINMA. Securities in your account are segregated assets and are returned to clients in the event of bankruptcy. Cash is protected by esisuisse up to CHF 100'000 per person.
- Regulation: FINMA, Swiss Banking Act
- Securities: segregated assets, kept separate in bankruptcy
- Cash: up to CHF 100'000 (esisuisse)
- Transparency: listed on the stock exchange (SIX: SQN), total capital ratio 25.2 % (30.06.2026)
- Login: two-factor confirmation in the Swissquote app (Mobile Level 3), or a one-time code by SMS or email
Opening a Swissquote account: step by step
Opening an account is done entirely online and takes around 10 minutes. You need an ID document, proof of address (not older than 6 months) and a first deposit of at least CHF 500 from a bank account in your name (Wise is not accepted). It usually takes 2 to 3 working days for the account to be activated.
- Start the application in the Swissquote app or on swissquote.com
- Enter your personal details, address, tax residence and intended use of the account
- Confirm the legal details and enter the promo code MKT_EVALUNO in the promo code field
- Identification: take a selfie and scan your ID
- Sign the contract digitally
- Deposit at least CHF 500 from your own bank account; the account is then activated
Swissquote tax statement: costs, stamp duty and taxes
Swissquote issues clients resident in Switzerland with an e-tax statement for CHF 85, which can be imported directly into your tax return. It is free with Elite, Swissquote’s premium card package with a metal debit card for CHF 39 a month. For the Invest Easy robo-advisor, it costs CHF 25.
- E-tax statement: CHF 85 incl. VAT
- Stamp duty: 0.075 % (Swiss securities), 0.15 % (foreign securities)
- Withholding tax: 35 % on Swiss dividends, reclaimable
- Share register: entry free, voting rights at the general meeting (AGM)
Portfolio transfers and account fees at Swissquote
If you transfer existing securities to Swissquote, you pay nothing: incoming transfers are free. For outgoing transfers, Swissquote charges CHF 50 per position; there is no standard fee for closing the account.
| Service | Cost |
|---|---|
| Securities transfer (incoming) | free |
| Securities transfer (outgoing) | CHF 50 per position |
| Closing the account | no standard fee published |
| Physical delivery | CHF 200 per position |
| Change of trading venue | CHF 50 per position |
| Account without contact / dormant | CHF 150 a year plus VAT |
Source: swissquote.com, account fees, retrieved on 14.10.2026.
Swissquote contact: phone, address and customer service
Swissquote’s Customer Care Center can be reached Monday to Friday from 8:00 to 22:00 on +41 44 825 88 88. The headquarters is in Gland, and there is a lounge in Zurich for personal appointments.
| Channel | Contact |
|---|---|
| Customer Care | +41 44 825 88 88, Mon–Fri 08:00–22:00 |
| Headquarters Gland | Ch. de la Crétaux 33, 1196 Gland, tel. +41 22 999 94 11 |
| Lounge Zurich | Löwenstrasse 62, 8021 Zurich, Mon–Fri 08:30–17:45 |
| Chat / messages | AI Assistant in the chat (around the clock), alongside Customer Care |
Source: swissquote.com, contact and locations, retrieved on 14.10.2026.
Who is Swissquote suitable for?
Swissquote is particularly suitable for investors with a larger portfolio who want to bundle shares, ETFs, crypto and pillar 3a at one Swiss bank and who value share register entry and a tax statement. Swissquote is less suitable for small portfolios and frequent purchases of US shares, because the custody fee and currency exchange weigh heavily.
| Investor type | Suitability | Why |
|---|---|---|
| ETF buyers with larger amounts | well suited | ETF Leaders max. CHF 9 per order |
| Investors with a large portfolio | well suited | custody fee capped at CHF 200 + VAT |
| Swiss dividend investors | well suited | share register free, tax statement |
| Crypto investors | suitable | 55 coins in your bank account, but 1 % fee |
| Small portfolios under approx. CHF 10'000 | less suitable | custody fee ≈ 0.9 % a year |
| Active traders with US shares | less suitable | CHF 29 from CHF 2'000, 0.95 % currency exchange |
Pros and cons of Swissquote
Advantages
- Advantage: Largest online bank in Switzerland, FINMA-regulated and listed
- Advantage: Very broad range: shares, ETFs, crypto, bonds, 3a
- Advantage: ETF Leaders for at most CHF 9 per order
- Advantage: Savings plan from CHF 3 with fractional units
- Advantage: Free share register entry
- Advantage: Digital bank with TWINT, cards and multi-currency account
Disadvantages
- Disadvantage: Custody fee CHF 80–200 a year plus VAT
- Disadvantage: Currency exchange 0.95 %
- Disadvantage: CHF 29 trading fee for orders of CHF 2'000–10'000
- Disadvantage: E-tax statement costs CHF 85
- Disadvantage: No interest on cash in the trading account
Conclusion: our Swissquote review
As of October 2026, Swissquote is the most comprehensive online bank in Switzerland: shares, ETFs, crypto, bonds and pillar 3a in one account, backed by a FINMA-regulated, listed Swiss bank. Swissquote is particularly good value for ETF purchases over CHF 1'000 (at most CHF 9) and for larger portfolios, where the custody fee hardly matters. Swissquote is less suitable for small portfolios and active traders in foreign currencies.
Frequently asked questions about Swissquote
Yes. Swissquote Bank Ltd is a Swiss bank licensed by FINMA, and its parent company is listed on SIX. Securities in your account are segregated assets and are returned in the event of bankruptcy. Cash is protected by esisuisse up to CHF 100'000 per person.
Swissquote belongs to Swissquote Group Holding Ltd, which has been listed on SIX since 2000 (SQN). The largest single shareholder is co-founder and CEO Marc Bürki. Since July 2025, the app bank Yuh has also been wholly owned by the group.
The custody fee is CHF 20 to 50 per quarter plus 8.1 % VAT, i.e. around CHF 86 to 216 a year. On top come trading fees from CHF 3 per order, 0.85 per transaction in the trading currency, the stamp duty and 0.95 % for currency exchange.
No, Swissquote does not publish any exceptions. The fee is charged quarterly and depends on the portfolio value including crypto, excluding cash. For larger portfolios the fee falls sharply in percentage terms, because it is capped at CHF 200 plus VAT a year.
ETF Leaders are ETFs and ETPs from 19 providers such as iShares, Vanguard, UBS or Amundi that are traded on SIX at reduced fees: CHF 3 up to CHF 500, CHF 5 up to CHF 1'000 and at most CHF 9 per order above that.
Yes. The savings plan invests daily, weekly, twice a month or monthly in ETFs, shares, crypto or thematic certificates. There is no minimum amount, fractional units are possible and fees start at CHF 3 per execution.
Yes. With 3a Easy, Swissquote offers a pillar 3a with three investment strategies (Balanced, Dynamic, Ambitious) and a savings strategy. The investment strategies cost 0.60 % a year including product costs; the savings strategy is free of charge and pays 0.10 % interest (as of October 2026). You can start from CHF 100, and 3a Easy is opened in the app under «Plan».
Yes, Swissquote offers 55 cryptocurrencies directly in your bank account. For private investors, a purchase or sale costs 1 %, less at higher trading volumes. Some coins can be staked, in which case Swissquote keeps 20 % of the rewards.
The e-tax statement costs CHF 85 for clients resident in Switzerland. It is free with Elite, Swissquote’s premium card package with a metal debit card for CHF 39 a month. For the Invest Easy robo-advisor, it costs CHF 25.
Yuh is the Swissquote Group’s banking and investment app, with no custody fee and simple to use. As a bank, Swissquote offers considerably more markets and products as well as share register entry, but charges a custody fee in return.
Yes. With the code MKT_EVALUNO you receive CHF 100 in trading credits when you open your account. You can find all the conditions on our Swissquote promo code page.
Silvan Forster is an author and co-founder of Evaluno.ch. He studied business administration with a specialisation in Banking & Finance and, with around ten years in the financial industry, knows financial products and their fee structures first-hand. He is a Swissquote client himself and carried out this test in his own account.
More about Silvan ForsterSource: provider websites, product documents and direct information from providers, as of .
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